Integration Components

Fasstap™ consists of several components that provide services to accept contactless payment swiftly.

The components key functionalities are detailed in below.

Contactless Kernel

• Contactless kernel or SDK for respective schemes such as JCB, VISA, MasterCard, UPI, Diners Club, Discover, AMEX, EFTPOS, MADA, NAPAS, and MyDebit to process corresponding EMV cards.

Attestation Module

• Collect COTS device environment information and verify against attestation service resided in Back-end Server.
• COTS device environment information collected approved by schemes include but not limited to:
  • Mandatory access control
  • System baseline such as OS version and supported platform
  • Security patches or updates version
  • Device root or jail broken
  • Developer options
  • Debugging mode
  • Emulator mode
  • Device IMEI or Android ID which unique per factory reset
  • Installer source
  • App signature
  • Result commands to be executed at COTS
  • Suspicious application(s) installed in COTS
  • SDK Version

Secured PIN Pad

• A secure module to process PIN-based transactions.

Back-end Components

Fasstap™ is comprehended by the back-end services or components in compliance of the security standard other than payment processing. The back-end components key functionalities are detailed in below.

Payment Server

• Merchant on-boarding
• Transaction management
• Integration to acquirers

Attestation & Monitoring Server

• Validate against a series of attestation processes in every 5 minutes interval, upon application installation, and prior to perform a transaction.
• Identify any potential or malicious attacks to prevent transactions from running on untrusted or dangerous devices.
• Checking if the attestation request comes from a legit app (by checking against the registered Application ID and the application’s signature).

Payment HSM

• Used to secure and manage sensitive cryptographic keys and perform cryptographic operations.
• Designed to provide a high level of security and tamper resistance.
• Additional features such as secure key generation, key import, etc.